Can I sell a note awarded to me in my divorce?
In most cases, yes. If the divorce is finalized and your ownership rights are clearly documented, the note can usually be sold.
A Divorce Split the Property. We Help You Move Forward Faster.
Divorce settlement notes can create cash flow, but they can also prolong financial stress. We buy divorce-related mortgage notes nationwide so you can turn long-term uncertainty into immediate control.
Why Sellers Trust SoldMyNote.com
- 27+ Years of Experience
- A+ BBB Rating
- $50M+ in Transactions
- Divorce Note Specialists
We focus on clear pricing, realistic closing timelines, and direct communication from quote to funding.
Quick Answers
Is the process confidential?
Yes. We handle divorce-note files with strict confidentiality and can coordinate directly with your attorney if needed.
How quickly can I receive funds?
Many files close in about 15 to 20 business days depending on document quality, title status, and borrower profile.
Why Divorce Notes Often Become a Burden
A divorce note may have solved property division, but it can keep you tied to risk, delay, and monthly administrative friction.
- You remain financially connected to a former spouse through payment performance.
- Late or missed payments can reopen stress and legal conflict.
- Your equity is locked into long-term installments instead of immediate capital.
- Payment tracking and tax reporting continue long after the divorce is final.
A Clean Break: Convert the Note to Immediate Cash
Selling your divorce settlement note creates a one-time payout and eliminates the ongoing responsibilities that come with holding the note.
- Create true financial separation and reduce ongoing stress.
- Access cash now for housing, debt payoff, legal costs, or investment goals.
- Transfer payment-default and collection risk to a professional buyer.
- Simplify life by removing monthly servicing and reporting tasks.
Our Confidential 3-Step Process for Divorce Notes
Step 1
Submit Decree and Note Information
Share your divorce decree and note terms through our secure, confidential intake process.
Step 2
Get a Fair Cash Offer
We review legal structure, collateral, and payment profile, then provide a clear no-obligation offer.
Step 3
Close and Move On
We coordinate paperwork and funding so you can complete the transaction without unnecessary delays.
The Trusted Choice for Divorce Notes
| Feature | How It Benefits You |
|---|---|
| Specialized Divorce Note Experience | We understand decree language, ownership rights, and post-divorce timing pressures. |
| Confidential Handling | Sensitive details stay private and communication remains professional. |
| Fast, Structured Workflow | Clear requirements and responsive underwriting reduce avoidable delays. |
| Direct Buyer Model | No broker chain, no unnecessary handoffs, and cleaner execution. |
| A+ BBB Rating | Proven accountability and long-term trust in client-facing transactions. |
Key Divorce Note Facts
Most divorce note sellers focus on three outcomes: complete financial separation, reduced payment risk, and immediate access to equity. Our process is designed around those priorities.
27+
Years in mortgage note purchasing
$50M+
Total transactions completed
15-20 business days
Common close timeline
Direct buyer
No middleman structure
SoldMyNote.com is a direct buyer with 27+ years of experience, an A+ BBB rating, and more than $50M in transactions.
Related Guides and Internal Resources
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The Ultimate Guide to Selling Your Mortgage Note in 2025
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How to Calculate the Value of Your Mortgage Note
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Cash for Mortgage Note
See how note holders convert payment streams into lump-sum liquidity.
Common Divorce Note Questions
What states do you buy divorce settlement mortgage notes in?
We buy divorce settlement mortgage notes in all 50 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Can you keep this process private?
Yes. Confidentiality is standard, and we can coordinate through your legal counsel when appropriate.
What if my ex-spouse is difficult to work with?
If your legal ownership is established, the transaction can often move forward with proper documentation and attorney coordination.
Do I need a final divorce decree?
Yes. The divorce should be finalized and your rights to the note should be clearly documented before closing.
How long does closing usually take?
Many files close in roughly 15 to 20 business days, though timing varies by title and documentation complexity.
Can you work with my family law attorney?
Absolutely. We frequently coordinate with counsel to keep terms aligned with settlement requirements.
Recent Divorce Note Outcomes
Post-Divorce Seller
Client wanted to end payment dependency and move into a new home. The note sale provided a lump sum that covered moving costs and a down payment.
Attorney-Coordinated Closing
File involved tight decree language and deadlines. We worked directly with counsel and closed within the requested court-related timeline.
High-Stress Payment History Case
Borrower payments were inconsistent, creating repeated stress. Client chose a discounted but immediate sale to eliminate ongoing uncertainty.
Get the Financial Reset You Worked For
If your divorce note is delaying your next chapter, we can help you convert it to immediate capital with a private, straightforward process.
Phone: (800) 467-2943
Email: notes@soldmynote.com
Address: 813 Summerwood Dr, New Braunfels, TX 78130