Sell Your Mortgage Note for a Fast Cash Offer

National Note Buyers | 24-Hour Reviews | Clear Closing Timeline

We help note holders convert monthly payments into a lump sum. Sell a mortgage note with a transparent process and get paid fast.

Need Cash Fast?

Why People Sell Mortgage Notes

Selling a mortgage note gives you immediate access to cash instead of waiting years for payments. Many note holders sell to fund a new investment, reduce risk, pay off debt, or simplify their finances.

How Mortgage Note Sales Work

  1. Share your details: Send basic note information and documents.
  2. Receive a cash offer: We review your file and provide pricing within 24 hours.
  3. Close and get paid: We handle paperwork and fund quickly after acceptance.

What Affects Your Cash Offer

  • Payment history: Consistent on-time payments increase value.
  • Interest rate and term: Higher rates and shorter terms typically improve pricing.
  • Loan-to-value (LTV): More equity reduces risk and can raise your offer.
  • Property type: Residential, commercial, and business notes price differently.
  • Documentation: A clean promissory note and deed of trust speed underwriting.

Who Buys Mortgage Notes?

Professional note buyers, funds, and private investors purchase mortgage notes. Note Buyers of America buys both performing and non-performing notes nationwide and provides a clear path to closing.

Ready to Sell Your Mortgage Note?

Get a no-obligation quote and a clear timeline for closing.